FHSA: How to Build a Tax-Free Down Payment

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The First Home Savings Account (FHSA) is a game-changer for Canadian financial planning, yet many remain unsure of how to best utilize it alongside existing tools like the Home Buyers' Plan (HBP). This workshop provides a deep dive into the technical mechanics of the FHSA, including contribution carry-forwards, qualified investments, and the critical 15-year participation window. We will explore real-world scenarios for maximizing growth while minimizing tax liability. Attendees will walk away with a comprehensive toolkit to provide high-impact financial literacy programming that addresses the number one concern for young adults today: entering the real estate market.

Join Zoom session via: https://us02web.zoom.us/j/84540235033?pwd=G5e38Axf266CvZKUiAVUXYhFdbbsuv.1 

With over 21 years of experience in the banking industry, Lori Nuttall serves as an Investment and Retirement Planner with RBC. Holding both the Personal Financial Planner (PFP®) and Certified Financial Planner (CFP®) designations, she delivers comprehensive advice encompassing investments, retirement, and overarching financial planning. Lori is dedicated to creating accessible, highly tailored strategies that help clients sustainably grow their wealth, navigate retirement, and manage taxes with maximum efficiency.

Jim Wang is an Investment and Retirement Planner with RBC, bringing over six years of experience in the banking industry. Holding the Personal Financial Planner (PFP®), Certified Financial Planner (CFP®), and Chartered Investment Manager (CIM®) designations, Jim provides comprehensive advice across investments, retirement, and overarching financial planning. He is passionate about simplifying complex financial concepts, taking an educational approach to help clients build clarity and confidence. Whether the goal is growing wealth or managing taxes efficiently, Jim creates practical, tailored strategies while building long-term, reliable relationships with his clients.

Part of RPL's commitment to supporting financial literacy and economic development in Regina. If you have any questions about our Business, Personal Finance or Careers programs, please contact Tim at 306-777-6013 or txie@reginalibrary.ca  

*Registration required

20 spots available